The ideal introduction to the basic financial decisions we all have to make in our lives. More than just a book on investing, More Bang For Your Bucks covers a wide range of topics such as:

Buying a Car
Buying a House
Long-Term Investing, IRAs and 401(k)s
Life Insurance and Annuities
Stocks, Bonds and Mutual Funds
Financial Scams
Timeshares and Vacation Clubs
Career Issues including resumes, interviews and promotions
and much more....

Although written for young adults just entering the job market, More Bang For Your Bucks is for anyone seeking clarity in their purchasing and investment decisions.

The book is less than 100 pages in length. Each chapter is briefly and clearly written giving step by step information on each subject.

You may purchase the book at or signed copies are available by e-mailing me at

Feel free to e-mail me with any questions or comments at the above address. If they are of general interests, Iwill publish them on this site with my response. Thank you.


Highly Recommended

"Great book. The author leaves out the financial rhetoric, and tells you how things really are in an easy to understand format. A must for college students, and anyone else who is needs a little help making sound financial decisions. Do you really think the salesman who is working on commission is going to give you straight answers about the product he is selling. Get real and read this book. " - Jennifer, Long Beach, CA

Perfect Size, Content and Approach

"As important as money is, most of us don't have a clue about how to manage it. Most of us have the feeling we could probably know more than we do about our money, but we don't know where to find the information. Most of us don't have the kind of money that requires us to have estate planners, financial consultants, or a full time accountant. However, we do have loans, homes, impending retirement, and hopefully, a savings account. Tom Martin's book More Bang For Your Bucks plainly discusses important financial topics without going over our heads. Each chapter provides real life scenarios, charts, and comparisions to help readers make informed decisions about their money. This book is great for people at any age, but it would make a great gift for college students. I have given this book to two, so far. " - Denise, Lake Forest, CA

Saturday, September 15, 2007

1. Applying for a Job: What Does The Web Tell Your Employer About You?

In my book, I write of the need for your resume to be perfectly written and the content to clearly reflect your skills and accomplishments. Twenty years ago, your resume was your potential employers only source of information regarding your personality prior to an interview. In today's electronic age, they may check on you in other ways before deciding to actually take the time and grant you an interview.

Some employers will now search web sites such as MySpace to see if you have a profile posted. If you have one, take a good look at it and ask yourself what it says about you to an employer. If the site is anything less than professional, you may want to change it or even take it down. A website such as this can also be used to provide professional information not found on your resume. Your website can help or hurt you when looking for a job.

Your e-mail may also be listed on your resume. Be sure that the address is professional rather than whimsical. You may think that is clever but your employer may not find it funny at all. Your resume could easily find its way into the trash.

Check your voice mail message. A message that is funny to friends might be enough to turn off your employer. Record a message that is straight-forward and professional.

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